Georgia law sets strict deadlines called “statutes of limitations.” Generally:

• Personal injury claims: 2 years from injury date (O.C.G.A. § 9-3-33)
• Wrongful death claims: 2 years from date of death
• Medical malpractice: 2 years from injury or date of discovery (5-year statute of repose)
• Workers’ compensation: 1 year from accident

Missing a deadline can permanently bar your claim. Evidence also disappears quickly — video footage is often deleted within 30–90 days.

This is general information. Speak with an attorney immediately to determine the deadline for your specific situation.

Georgia follows a “modified comparative negligence” law (O.C.G.A. § 51-12-33):

• You can still recover compensation if you were less than 50% at fault.
• Your award is reduced by your percentage of fault.
• Example: If you’re awarded $100,000 but found 20% at fault, you’d receive $80,000.
• If you’re 50% or more at fault, you receive nothing.

Insurance companies often try to blame victims to reduce payouts. We investigate to establish the true fault allocation.

Comparative fault is complex. Speak with an attorney about how Georgia’s law applies to your case.

You may still have options:

• Uninsured motorist (UM) coverage: Your insurance may cover injuries caused by uninsured drivers.
• Underinsured motorist (UIM) coverage: Provides additional coverage if the at-fault driver’s insurance is insufficient.
• Other liable parties: We investigate whether employers, property owners, or manufacturers share liability.
• Personal assets: In some cases, the at-fault party’s assets may be pursued.

Georgia requires minimum liability coverage, but not everyone complies. We review all available coverage options.

Insurance policy analysis is case-specific. Speak with an attorney about your coverage and options.

Most personal injury cases settle before trial. However:

• Settlement route: If insurance offers fair compensation, we recommend settling.
• Trial route: If they refuse fair payment, we’re ready to file a lawsuit and take it to a Muscogee County jury.

Having a firm willing to go to trial increases settlement leverage. Insurance companies know we won’t accept lowball offers.

The decision to settle or go to trial is yours. We’ll advise you, but you decide.

Georgia law allows recovery of:

Economic Damages:

• Past and future medical expenses
• Lost wages and lost earning capacity
• Property damage
• Out-of-pocket costs

Non-Economic Damages:

• Pain and suffering
• Emotional distress
• Loss of enjoyment of life
• Permanent disability or disfigurement

Punitive Damages (in rare cases): Available when the defendant’s conduct was willful, malicious, or showed conscious indifference.

The value of your case depends on your injuries, liability clarity, insurance coverage, and documentation. Every case is unique.

You can represent yourself, but consider this:

Insurance companies have experienced lawyers and adjusters trained to minimize payouts. Studies show represented claimants recover significantly more, even after attorney fees.

Common mistakes that hurt cases:

• Giving recorded statements that can be used against you
• Accepting low settlements before knowing full injury extent
• Missing deadlines or failing to document damages
• Not identifying all liable parties

This is general information based on industry trends. Speak with an attorney to see if representation makes sense for your situation.

Yes. Civilian contractor injuries at Fort Benning fall under the federal Defense Base Act (DBA), not Georgia workers’ comp.

The DBA provides broader coverage — including 24-hour protection for activities like exercising, walking to facilities, or injuries in quarters. You must notify your employer within 30 days and file your LS-203 claim within one year. Missing these deadlines can permanently bar your claim.

DBA cases are handled through the U.S. Department of Labor, not Georgia state courts, and require attorneys familiar with federal procedures.

Defense Base Act claims require specialized experience. Speak with an attorney familiar with DBA law.